Subjective risk questionnaires nearly always miss the mark.
What is disability insurance?
Why do I need it?
A disability policy can help supplement your employer’s plan.
By owning a disability policy, you can close the gap between what’s covered by your employer’s group policy and what you need to maintain your lifestyle. Even if you have group disability insurance through work, most group plans:
“Your ability to earn an income is one of your largest assets, so why not protect it the same way you’d protect your car or home?”